PRIVACY POLICY

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Here’s a simple example of a Privacy Policy for a website. Keep in mind that this is a general template and might need to be adjusted based on your website's specific practices, legal requirements, and jurisdiction (for example, if you're operating under GDPR in the EU, CCPA in California, etc.). It's always a good idea to consult a legal professional when creating a privacy policy.

Privacy Policy

Last Updated: 2/2/2025

At I-needsinsurance.com, we value your privacy and are committed to protecting your personal information. This Privacy Policy outlines the types of information we collect, how we use it, and the steps we take to safeguard your data.

We collect information in the following ways:

• Personal Information: When you visit our site, register an account, subscribe to our newsletter, or make a purchase, we may collect personal information such as your name, email address, mailing address, phone number, and payment details.
   
• Non-Personal Information: We may collect non-personal information about your interactions with our site, including your IP address, browser type, operating system, and browsing behavior. This information helps us improve our website and services.
   

We use the information we collect for the following purposes:

• To provide, personalize, and improve our services and website experience.
   
• To process transactions, send order updates, and respond to inquiries.
   
• To communicate with you about promotions, newsletters, and marketing materials (if you’ve opted-in).
   
• To analyze site usage and improve the functionality of our website.
   
• To comply with legal obligations and enforce our terms and conditions.
   

We respect your privacy and do not sell, rent, or lease your personal information to third parties. However, we may share your data in the following situations:

• Service Providers: We may share your data with third-party vendors and service providers who assist with our website operations, such as payment processors and email marketing services. These third parties are obligated to protect your data and can only use it for specific purposes related to our services.
   
• Legal Compliance: We may disclose your information if required by law, court order, or governmental request.
   

We use cookies and similar technologies to enhance your experience on our website. Cookies are small files that are placed on your device to track and store information about your use of our website. You can control cookie preferences through your browser settings.

Depending on your jurisdiction, you may have certain rights regarding your personal data, including the right to:

• Access and update your personal information.
   
• Request the deletion of your personal data.
   
• Opt-out of receiving marketing communications.
   

To exercise any of these rights, please contact us at [Your Contact Information].

We take reasonable precautions to protect your personal information from unauthorized access, use, or disclosure. However, no data transmission over the internet or electronic storage system is completely secure, and we cannot guarantee the absolute security of your information.

Our website may contain links to external sites that are not operated by us. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party websites you visit.

Our website is not intended for children under the age of 13. We do not knowingly collect personal information from children. If you are a parent or guardian and believe we have collected information from a child under 13, please contact us, and we will take appropriate steps to delete that data.

We reserve the right to update or modify this Privacy Policy at any time. We will post any changes on this page, and the “Last Updated” date at the top of this policy will be revised accordingly.

If you have any questions or concerns about this Privacy Policy, or if you would like to exercise any of your rights, please contact us at:

Rjohnson Insurance
robert@rjohnson-insurance.xom
320 280 9455

PO Box 505

Little Falls MN 56345

This Privacy Policy should cover the basic principles of how a website handles user information, but depending on your business type, geographic location, and the services you offer, additional clauses may be necessary.

Text Messaging Terms and Conditions

Last Updated: 2/2/2025

By providing your mobile phone number and opting into receiving text messages from Rjohnson Insurance, you agree to the following terms and conditions:

By providing your phone number and opting in to receive text messages, you consent to receive automated or pre-recorded marketing, transactional, and/or customer service text messages (SMS) from [Your Company Name], its affiliates, or third-party service providers. Text messages may include promotions, order updates, reminders, account information, and other service-related communications.

You may receive a varying number of text messages based on your interactions with [Your Company Name], your preferences, and the services you use. Frequency of messages may depend on your account activity, and you will typically receive up to [insert number] messages per month. Message frequency may change based on new offers or updates to services.

Message and data rates may apply depending on your mobile carrier and your plan. By consenting to receive text messages, you acknowledge that you are responsible for any charges or fees that may be incurred for receiving text messages, including those from your wireless carrier. Check with your mobile carrier for any additional fees.

If you no longer wish to receive text messages from [Your Company Name], you can opt-out at any time by texting the word “STOP” to  320 280 9455. After sending "STOP," you will receive a confirmation text indicating that you have been unsubscribed. If you wish to re-enable text message communications, you may text the word "START" to 320 280 9455.

Please note that even if you opt-out of marketing or promotional messages, you may still receive transactional or service-related messages, such as order updates, shipping notifications, or customer service inquiries.

By opting into text messaging, you agree to our [Privacy Policy] and acknowledge that we may collect, use, and share your mobile number in accordance with that policy. Your mobile number will not be shared with third parties for marketing purposes without your consent. We are committed to protecting your privacy and your contact information.

You are responsible for ensuring that the mobile phone number you provide is accurate and up-to-date. If your phone number changes, please notify us immediately to update your contact details. We are not responsible for any messages that are not received due to incorrect or outdated contact information.

While we strive to send all text messages in a timely manner, we do not guarantee that text messages will be delivered successfully or on time. Delivery of text messages is subject to the availability and coverage of your mobile carrier’s network.

To the fullest extent permitted by law, [Your Company Name] shall not be liable for any damages or losses arising from the receipt or non-receipt of text messages, including but not limited to delays, technical errors, or issues with mobile carrier networks.

We reserve the right to modify or discontinue the text messaging service at any time without notice. These terms and conditions may also be updated or modified. If any material changes occur, we will post those changes on this page, and you will be notified where required by law.

For more information or if you have any questions regarding text messaging, please contact us at:

Rjohnson Insurance
robert@rjohnson-insurance.com
320 280 9455
PO Box 505

Little Falls MN 56345

This template covers essential points such as consent, frequency, costs, and the opt-out process for text message communications. Always tailor it to your specific needs and ensure that it aligns with applicable laws in your jurisdiction, like the Telephone Consumer Protection Act (TCPA) in the United States.